Need help enrolling?
Call 855-815-8138
Enroll Now

Because healthcare should be simple, flexible, and nearby
there’s LifeWise.

Explore Plans
0 days left in open enrollment.
Choose your 2024 health plan now.
Get Started

Personalized care, right in your neighborhood.

Your health is a journey. At LifeWise Health Plan of Washington, we make it shorter.

Exclusive Kinwell Clinics

Our nearby Kinwell Clinics help build stronger patient/provider relationships.

No Referrals Required

See the in-network doctor or specialist you want without waiting for a referral.

Free Preventive Care

All plans offer in-network preventive exams, screenings,and vaccines for free.

Behavioral Health Coverage

Access in-person or virtual care therapists from our wide network of providers.

Alternative Care Options

Get coverage for in-network massage therapy, acupuncture, chiropractic and other services.

24/7 Telehealth Visits

Set up telehealth appointments anytime and get access to virtual medical care and therapy.

Explore plans and benefit choices.
Select options that work for you.

LifeWise offers flexible plans and premium options that help you get the coverage you need and the price you can afford. Our coverage extends to more Washington counties than any other individual health plan.

Cascade Care and Cascade Care Select Plans

Designed by the Washington Health Benefit Exchange, Cascade Care plans through LifeWise offer more options and savings, as well as coverage for primary care visits, mental health services, and generic drugs all before meeting your deductible.

For 2024, Cascade Care Select plans are available in 19 Washington counties.

Cascade Care Select plans cover essential health benefits and meet or exceed ACA standards for cost and covered services, and also provide additional quality, value, and provider reimbursement standards. Available only on the Washington Healthplanfinder, Cascade Care Select offers standardized out-of-pocket costs with any carrier.

All Cascade and Cascade Select plans offer benefits you need.

  • Slightly higher monthly premiums but lower deductible
  • Many services covered at a flat-dollar copay
  • Good choice if you want to know up front what you’ll pay

Cascade Care Select plans are available to Washington residents living in Adams, Benton, Chelan, Clark, Cowlitz, Douglas, Ferry, Island, Klickitat, Pend Oreille, Pierce, San Juan, Skagit, Skamania, Spokane, Thurston, Wahkiakum, Whatcom, and Yakima counties.

Cascade Care/
Cascade Select Silver
Annual Deductible
$2,500
PCP Copay
$30
Out-Of-Pocket Maximum
$9,200
View Plan Details
Cascade Care/
Cascade Select Bronze
Annual Deductible
$6,000
PCP Copay
$50
Out-Of-Pocket Maximum
$9,200
View Plan Details
Cascade Care/
Cascade Select Gold
Annual Deductible
$600
PCP Copay
$15
Out-Of-Pocket Maximum
$6,100
View Plan Details

Essential Plans

Choose from four traditional coverage options based on your priorities, existing care needs, and other considerations.

Essential Silver
Annual Deductible
$2,945
PCP Copay
$30
Out-Of-Pocket Maximum
$8,340
Plan Highlights
  • Moderate monthly cost
  • Moderate cost at time of care
  • Good option for those who get care a few times a year
View Plan Details
Essential Bronze
Annual Deductible
$6,500
PCP Copay
$50
Out-Of-Pocket Maximum
$8,900
Plan Highlights
  • Lowest monthly cost
  • Pay more at time of care
  • Good option for those with low medical needs
View Plan Details
Essential Bronze HSA
Annual Deductible
$6,400*
PCP Copay
Not applicable
Out-Of-Pocket Maximum
$7,400

*40% coinsurance with designated primary care provider after deductible.

Plan Highlights
  • Lower monthly cost
  • Use your HSA to pay for qualified expenses
  • Get tax advantages with an HSA
  • Rolls over yearly
View Plan Details
Essential Gold
Annual Deductible
$1,000
PCP Copay
$30
Out-Of-Pocket Maximum
$7,300
Plan Highlights
  • Highest monthly cost
  • Lowest cost at time of care
  • Good option for those with medical conditions or pregnancy plans
View Plan Details

Essential and Cascade plans are available in all Washington counties except Franklin, Grays Harbor, Kitsap and Pacific. Please visit WAHealthplanfinder.org for plans in counties where LifeWise is not available.

Need help choosing a plan
and estimating costs?

Get a Personalized Quote

Let’s get started

1
Estimate Your Monthly Cost

View side-by-side comparisons of rates and plans.

2
Choose Your Plan

Review options and select the plan that fits.

3
Enroll Online or by Phone

Visit the State Exchange or call 855‑815‑8138.

Start Now
'track', 'PageView');